Legal Information

Use of and access to this website by you (“You”, the “User”) are subject to acceptance of the terms and conditions set out in the following "Legal Information” (hereinafter referred to as the “Terms”). The Terms govern the use of this website and any content that is made available by Candriam on this website by the User.

 

1. Company information

“Candriam” is the name used to designate all companies within Candriam Group, including the following entities:

• Candriam, a partnership limited by shares ("société en commandite par actions") under Luxembourg law and licensed management company of UCITS and AIFs under Trade Register No. R.C.S.B. 37.647; having its registered office at, Serenity - Bloc B, route d'Arlon 19-21, L-8009 Strassen, Luxembourg.
  • Candriam – Belgian branch (Belgium), registered in the Register of Legal Persons (“Registre des Personnes Morales”) under No. RPM 0718.817.510 located at B-1000 Brussels, Avenue des Arts 58. 
  • Candriam – Succursale française (France), registered under Trade Register R.C.S. Paris 912.029.899located at F-75008 Paris, 40, rue Washington. 
  • Candriam – Succursale italiana (Italy), registered under Trade Register No. 13228410158, located at Via dei Bossi 4, I-20121 Milano, Italy 
  • Candriam – Nederlands bijkantoor (The Netherlands), registered under Trade Register KVK 24364887, located at Gustav Mahlerplein 3 (26th floor) 1082 MS Amsterdam.
  • Candriam – Sucursal en España (Spain), registered under Fiscal Identification Code W0181119I, located at Iberia Mart I   Calle Pedro Teixeira, 8 - Floor 4   E-28020 Madrid. 
  • Candriam – Zweigniederlassung Deutschland (Germany), registered under Fiscal Identification Code HRB 78020, located at Fellnerstraße 5, D-60322 Frankfurt am Main.
  • Candriam – UK establishment (United Kingdom), registered under Fiscal Identification Code BR015843, located at 200 Aldersgate Street, 13th Floor, EC1A 4HD London.
  • Candriam – MENA Branch (UAE), registered with the Dubai International Financial Centre as a Foreign Recognised Company (registered number CL 1095) and is located at Office 38, The Gate Village, Building 10, Level 3, P.O. Box 506665, Dubai. Candriam (Firm Reference number: F003472) is regulated by the DFSA and provides Financial Services only to Professional Clients.
  • Candriam – Nordics Filial (Sweden), registered Trade Register No. 516413-8066 (SCRO), located at Biblioteksgatan 29, BOX 270-40, SE-10251 Stockholm.
• Candriam Suisse (Candriam Switzerland LLC), registered under Trade Register No. CHE-227.651.154, located at rue du 31 décembre 40-42, CH–1207 Geneva, Switzerland. 

You can contact Candriam at the following email address: https://contact.candriam.com

The editor responsible at law for this website is Vincent Hamelink (58 Avenue des Arts, Brussels 1000 - Belgium).

 

2. Purpose of the website

This website, its contents, the results of automated processing, data and information made available are exclusively intended for use by the persons with the right to access it. If the domicile or place of residence of the User is in a country where the use or the access to this information is prohibited, he/she is requested to stop using this website. 

Content provided on this website cannot at any time substitute for readers’ own research or their technical and/or business judgment based on their personal situation. In no way should the information on this website be considered to be an offer to buy or sell any financial instrument, neither should it be considered to be advice of any kind, whether legal, accounting, fiscal or other. For an offer and/or customized advice, please contact the relevant entity marketing Candriam’s financial products and/or services.   Neither the information nor the results supplied to visitors are intended to encourage the latter to undertake a particular transaction or advise in favour of or against a particular transaction.

Links to websites not owned or managed by Candriam are intended only as a service to the visitor and do not constitute advice, a form of advertising or a value judgement. 

This website contains both informative data and several interactive applications, which enable visitors to enter certain kinds of information and be notified of the result of their automated processing.  The results supplied to visitors are generated automatically based on the data supplied by the latter. Candriam is therefore not able to verify data in any way. All publications and information available on this website are for information only, whether they have been supplied by Candriam or its selected third parties. Candriam has exercised the utmost care as to the contents of the information and data supplied as well as to the results of all automated processes, and regularly updates this website. However, Candriam does not explicitly or implicitly guarantee the completeness, accuracy and current applicability of these data and applications, or of the results supplied to visitors via any automated process.

 

3. Use of the website

It is strictly forbidden to use this website for any other purpose than those contained above, including for reuse on another site not owned or managed by Candriam or, in general, within any IT environment which does not belong to or is not managed by Candriam.

In addition, and in general, it is strictly forbidden to copy, reproduce, modify, publicly display, publicly perform, or distribute all or any parts of this website.

Any unauthorized use of the website will be a breach of these terms and may notably constitute an infringement of the laws on intellectual property.

In particular, the User agrees not to use this website:

• In a manner that breach any law or regulation, including international treaties;
• In a manner that would interfere in any way whatsoever with the normal functioning of this website, servers or networks connected to the website;
• To monitor, harass, cause harm to a third party or violate the rights of a third-party;
• To conceal your identity or to impersonate another person;
• By using data mining tools, robots or other methods of extraction or collection of data on this website, as well as any act of hacking, such as theft of password, content modification or unauthorized access to computer systems hosting this website.

 

4. ADVERTISING

This website includes advertisements issued by Candriam concerning Candriam services and products. Links and other references to third parties which are not companies linked or associated with Candriam should not be considered to be advertisements for such third parties.

Candriam is not required to monitor the content of third-party sites and is not responsible for those sites. Access to third-party sites falls under the full and sole responsibility of the user.

 

5. Cookies notice

What is a cookie?

A cookie is a small text file sent to the web browser of the user’s device (computer, smartphone, tablet, etc…) on visiting a website.

Why Candriam use cookies?

Cookies are used to enable Candriam to save the user’s preferences, in accordance with applicable regulations.

There are different types of cookies: some are necessary to enable the proper functioning of Candriam’s websites, others serve to improve and/or simplify its use and the user’s browsing experience. For more information on the cookies, along with their purpose and storage period, please refer to our cookie settings.

By continuing to use this website, you acknowledge that you have read our privacy notice carefully and that you agree to it without reservations. Keep in mind that not allowing cookies when visiting/using this website/Candriam services may lead to some or all of the website/services functions not working properly.

How can I prevent cookies from being used?

By clicking “Accept all”, you agree to the use of all cookies present on this website. By clicking “Accept only selected”, you agree only to the categories you have selected in the cookie settings. Candriam will then save your preferences and you will be able to continue browsing.

You can prevent cookies from being placed, or delete already placed cookies at any time, by adjusting your settings in your browser. Assistance with adjusting these settings can be found on the website of the browser you use. Partial or total refusal of statistical and/or technical cookies will limit the availability of this website’s content and functionalities.

This cookies notice governs the use of cookies and similar technologies as part of the use of Candriam’s websites/services. This processing is undertaken by Candriam as data controller in compliance with applicable data protection legislation.

Changes to the cookies notice

Candriam reserves the right to change, supplement or replace this cookie notice and the cookie settings from time to time. Such changes, additions or substitutions will be brought to your attention via Candriam’s websites.

We encourage you to review the revised Cookies Policy and, if applicable, adjust your cookie preferences. Your continued use of our website constitutes your acceptance of the updated policy.

Cookies & Privacy

For more information on how Candriam uses, processes and retains personal data, please consult Candriam Privacy Notice.

Cookies are saved to your hard drive for no more than 13 months.

We are committed to protecting your privacy and providing transparency about how we collect, use, and process your personal data in compliance with data protection laws (including among others, the General Data Protection Regulation (GDPR), Dubai International Financial Centre Data Protection Law (DPL), and The Swiss Federal Act on Data Protection).

 

6. SECURITY

Candriam warrants that all the data it includes on this website have been previously checked to ensure that they are free of all viruses and/or malicious software (e.g., malware, and Trojan horses). Candriam regularly inspects all items on this website which can be downloaded by users to their computer systems to ensure that they are free of the viruses and/or malicious software.

Despite the high degree of caution exercised by Candriam, the swiftness of change on the Internet and on Internet applications, as well as the development of related risks means that Candriam is unable to warrant that all information is completely free of viruses at all times.  In view of the risks of Internet use, Candriam strongly advises visitors to regularly scan all downloaded information, including that supplied by suppliers the visitor considers to be trustworthy.

 

7. INTELLECTUAL PROPERTY

The contents of this website as well as the information supplied therein, programmes, applications, trademarks and logos are protected by intellectual property rights belonging to Candriam or its suppliers.

Users of this website shall comply with these intellectual property rights at all times and shall refrain from any infringement thereof and from any other use for which prior authorisation has not been obtained from Candriam. No links whatsoever may be created from any other website to Candriam's websites and/or web pages without the express written consent of Candriam.  

This prohibition applies to all link types or techniques in which the name, address or any other element belonging to Candriam is included or displayed on another website, or which enable surfers to enter the Candriam website via this other website. 

Candriam draws the attention of the user on the fact that the breach of laws on intellectual property (copyright, trademarks, patents ...) is not only a civil fault that may expose the offender to pay damages to Candriam, but is also considered in most OECD states, as a criminal offense. It is Candriam’s standard practice to pursue those who violate its intellectual property.

 

8. LIABILITY

This website is made available for free, and “as is”. The user acknowledges being fully aware of this situation and declares that he/she fully accepts it.

Candriam disclaims all representations and warranties, including, without limitation, any express or implied warranty. Further, Candriam does not warrant neither that this website will meet the expectations of the user (who may choose to use any other equivalent website) nor that it will be available, up to date, secure and free from defects.

Candriam does not warrant that any defect will be necessarily corrected and provides no warranty as to the results obtained from the use of this website.

Furthermore, should Candriam be held liable despite the complete disclaimer and limitation of liability referred to in this section and its informed acceptance by the user, the following limitation of liability would apply:

• Candriam can under no circumstances be liable for consequential damages resulting from a defect or fault any in connection with this website. Candriam’s liability shall be restricted to repairing only foreseeable, direct, personal and certain damage suffered by the user, excluding repairing any indirect or immaterial damage, such as shortfalls, additional expenses, loss of profits, loss of customers, loss or deterioration of data, loss of contracts or damage to third parties.
• The aggregated liability of Candriam, for any reason whatsoever and for any damage, is expressly limited in any case to a lump sum of 250 EUR.

The user agrees to support, indemnify and hold Candriam harmless against all losses or damages (including attorney's fees) arising from any complain or claim filed against Candriam arising out or in connection with any violation of these terms by the user (or by a person using his/her account).

 

9. MODIFICATION & TERMINATION

Candriam reserves the right to modify, suspend or terminate this website at any time and without prior notification.

Subject to section “Liability” below, Candriam reserves the right to terminate, suspend or modify the user registration and access to all or part of this website without prior notice, at any time, without giving any justification.

The user may also stop using the website at any time.

In case of non-compliance with any of these terms, Candriam reserves the right to remove automatically access to this website for the user which must immediately destroy any downloaded or printed content, and any copies thereof.

 

10.  MISCELLANEOUS

These Terms constitute the complete, exclusive and final text of the agreement between Candriam and the user relating to the use of this website. Any alleged prior agreement cannot be opposed to Candriam.

These Terms and, in general, the relationship between Candriam and the user shall be governed exclusively by laws of Luxembourg and any dispute about them is subject to the exclusive jurisdiction of the courts of Luxembourg.

The failure by a Party to exercise any right or enforce any provision of these conditions shall never be interpreted as a waiver of such right or provision.

Should any provision of these Terms be declared invalid by a court of competent jurisdiction, the Parties expressly agree that this provision is replaced by a clause having valid effect and as close as possible to the original provision. The cancellation of one or more provisions of these Terms does not invalidate the other, which remain in force.

The titles of sections contained herein are aimed at increasing the readability of the Terms and have no legal value.

These Terms, as well as the rights and licenses granted hereunder thereof, if applicable, may not be transferred by the user and are strictly personal.

Candriam may modify these Terms at its sole discretion but will display a message on the changes made on this website. If the user does not agree with these changes, the user may stop using this website. If the user continues to use this website after the changes has been made, following the above notification, he/she is deemed to have accepted such changes.

 

LAST UPDATE: FEBRUARY 2024